Home Mortgages

We’ve been helping our neighbors achieve their dreams of home ownership since 1890. We offer fixed rate mortgages with various terms, and adjustable rate mortgages with a lower initial rate that changes over time. Talk to one of our mortgage specialists to determine which mortgage option is best for you.

At Melrose Cooperative Bank, you can get a free pre-qualification, to see how much you can afford to borrow. It takes about 15 minutes and we can even do it over the phone! And when you’re ready to go house-hunting, apply for a free pre-approval, so that you’ll go with a commitment in hand.

Request an appointment

Our home financing experts will meet when and where it’s convenient – including evenings and weekends. Use our Information Request Form, or give us a call toll free at (866)665-2500 if you would like more information, or to set up an appointment.